Fixed Annuities in Maumelle, AR

A plain fixed annuity is often too simple for Maumelle households, and that is an assessment rather than a sales position. This is a financially literate community with existing advisor relationships and a long horizon, and locking a modest guaranteed rate for a term rarely beats what else is available to them. Where a fixed annuity does fit is the slice of a portfolio that must not fall in the five years before retirement. For that narrow job it does exactly what it says on the contract.

What changes the advice in Maumelle

• Highest median household income in the Little Rock metro creates strong demand for IUL, fixed indexed annuities, and premium Medicare Supplement plans
• Dual-income professional households need higher term life coverage amounts and disability income protection